Structured Settlements and Annuity Contracts are able to be purchased in MOST instances and in MOST states. Click here to receive an online quote
PLEASE READ ON! A WORD TO THE WISE: If what you are selling is a Workmen's Compensation Settlement/Annuity, please call our office for details as these transactions must be handled differently than a settlement derived from a loss such as medical malpractice or an auto accident. From personal injury accidents to product liability and medical malpractice, anyone who has been hurt deserves an appropriate amount of compensation. Typically the insurance company purchases an Annuity that pays a combination of principal and interest over a fixed period of time, on an agreed schedule. Sometimes after months or years have passed, the annuity recipient finds the small periodic payments too restrictive. After all, most of us have lives which change over time. We offer several flexible, individually tailored plans to help you maximize the benefit of your annuity. Due to the Model Act which has been in effect since approximatey 2001, the sale of payments under an Annuity Contract or Structured Settlement must be handled through the court system in the state where the seller lives OR where the suit was settled. The process includes obtaining a "court order" from a judge which is served on the Annuity or Settlement payor. In most states, a personal court appearance by the Annuity Seller (YOU) is not required. We have legal representation in all 50 states with attorneys who understand the sale process. The length of time for completing the sale depends on several variables, including, what insurance company or entity is making the payments and the state where we'll be obtaining the Court Order. THERE ARE MANY WAYS TO SELL YOUR PAYMENTS: We can structure your payment sale in multiple ways. For example, we can buy all remaining payments, a fixed number of payments--but not all, or a percentage of the amount of each of your payments. We are available to discuss your financial needs with you and make suggestions as how to maximize the options to your best benefit. The process takes approximately 90 days in most states. Some companies will tell you that they can complete the process in say 1 or 2 weeks, but unfortunately, the court system just does not move that quickly--and we are working on that timetable. Beware of someone telling you what you want to hear--all the while knowing that it cannot be done! Please call us or use the on line submission work sheet included on this web site and we will be pleased to advise you on the marketability of your structured settlement or annuity--including what we can pay you for ALL or SOME of the remaining payments. We hope this history and information answered your questions. Call or email us anytime with your questions or concerns, LHALL@cashtoyou.com PH: 1-800-692-0382
Fax: 1-866-722-0038
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